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In the context of economic development, understanding rights and cases eligible for compensation in occupational accidents and diseases is not only essential but also a significant responsibility for every worker. Let’s join A&D in exploring and addressing queries surrounding this issue.
Cases eligible for compensation for occupational accidents and diseases according to Clause 1, Article 3 of Circular 28/2021/TT-BLDTBXH are as follows:
– Workers suffering from occupational accidents causing at least 5% work capacity reduction or death partially caused by these workers; except for cases prescribed in clause 1 Article 4 hereof.
– Workers suffering from occupational diseases causing at least 5% work capacity reduction or death upon working to employers or before retiring, leaving work,
Or transferring to work for other employers (excluding cases that workers suffering from occupational diseases resulting from working for other employers).
Principles of compensation for occupational accidents and diseases according to Clause 2, Article 3 of Circular 28/2021/TT-BLDTBXH are as follows:
– Compensation for occupational accidents shall be given immediately after each accident and not be totaled up;
– Compensation for workers suffering from occupational diseases shall be given on the basis of:
= Percentage (%) of work capacity reduction (whole person impairment – WPI) for the first medical examination in the first accident.
= Increased percentage (%) of work capacity reduction to compensate differential part between the increase in percentage (%) of work capacity reduction compared to the previous result from the second accident onwards.
Rate of compensation for occupational accidents and diseases in Vietnam according to Clause 3, Article 3 of Circular 28/2021/TT-BLDTBXH are as follows:
Compensation for workers suffering from occupational accidents is prescribed in Section 1 is calculated as follows:
– At least a 30 months’ salary shall be paid for workers suffering from a work capacity reduction of at least 81% or for relatives of workers who died in occupational accidents or diseases.
– At least a 1,5 month’s salary shall be paid for workers suffering from a work capacity reduction of between 5% and 10%; if workers suffer from a work capacity reduction of from 11% to 80%, a 0,4 month’s salary shall be added according to the following formula or Appendix I issued together with Circular 28/2021/TT-BLDTBXH for every 1% increase in work capacity reduction percentage:
Tbt = 1,5 + {(a – 10) x 0,4}
Whereas:
– Tbt: amount of compensation for workers suffering from at least 11% work capacity reduction (unit: months’ salary);
– 1,5: amount of compensation for workers suffering from a work capacity reduction of from 5% to 10%;
– a: percentage (%) of work capacity reduction of workers suffering occupational accidents or diseases;
– 0,4: Coefficient of compensation when work capacity reduction percentage increases by 1%.
According to Article 45 of the Law on Occupational Safety and Health 2015, an employee buying the insurance shall receive occupational accident insurance benefit if the following requirements are satisfied:
– He/she has an accident:
= At the workplace and during the working time, even if he/she does necessary daily activities at the workplace or during the working time as prescribed in the Labor Code and internal regulations of the business entity, including break time, mid-shift meal, in-kind meal, menstrual hygiene, bathing, breastfeeding or personal hygiene;
= Outside the workplace or beyond working time when he/she does works assigned by their employer or the person authorized by the employer;
= On the route between home and work within a reasonable period of time and route;
– He/she suffers a working capacity decrease of at least 5% caused by an accident prescribed in Clause 1 of Article 45 of the Law on Occupational Safety and Health 2015;
– The employee will not be covered by the Insurance fund if he/she has an accident caused by one of the reasons prescribed in Clause 1 Article 40 of the Law on Occupational Safety and Health 2015.
Các trường hợp được bồi thường tai nạn lao động, bệnh nghề nghiệp theo khoản 1 Điều 3 Thông tư 28/2021/TT-BLĐTBXH như sau:
– Người lao động bị tai nạn lao động làm suy giảm khả năng lao động từ 5% trở lên hoặc bị chết do tai nạn lao động mà không hoàn toàn do lỗi của chính người lao động này gây ra; trừ các trường hợp quy định tại khoản 1 Điều 4 Thông tư 28/2021/TT-BLĐTBXH:
Người lao động bị tai nạn lao động làm suy giảm khả năng lao động từ 5% trở lên hoặc thân nhân người lao động bị chết do tai nạn lao động được hưởng chế độ trợ cấp tai nạn lao động, nếu nguyên nhân xảy ra tai nạn lao động hoàn toàn do lỗi của chính người lao động bị nạn gây ra (căn cứ theo kết luận của biên bản điều tra tai nạn lao động).
– Người lao động bị bệnh nghề nghiệp làm suy giảm khả năng lao động từ 5% trở lên hoặc bị chết do bệnh nghề nghiệp khi đang làm việc cho người sử dụng lao động;
Hoặc trước khi nghỉ hưu, trước khi thôi việc, trước khi chuyển đến làm việc cho người sử dụng lao động khác (không bao gồm các trường hợp người lao động bị bệnh nghề nghiệp do làm các nghề, công việc cho người sử dụng lao động khác gây nên).
